Graduated Terms of Service Agreement

Thank you for choosing Graduated as your destination for financial wellness. These Terms of Service (“Terms”) govern your use of our website and paid course. By using our website and purchasing our course, you agree to these Terms. Please read them carefully.

Description of Service

Our website provides information on financial wellness and offers a paid course on the topic. The course includes access to educational materials and resources. The service is provided “as is” and we reserve the right to modify or discontinue the service at any time.

Acceptance of Terms

By accessing or using the Graduated website, products, and services (collectively referred to as “Services”), you agree to be bound by these Terms of Service (“Terms”) and any additional terms and policies referenced herein or accessible via hyperlinks. If you do not agree to these Terms, you must immediately discontinue your use of the Services.

User Eligibility

To access or use the Services, you must be at least 18 years of age or the age of majority in your jurisdiction, whichever is greater. By accessing or using the Services, you represent and warrant that you meet this requirement.

Account Registration

To fully utilize our Services, you may be required to create an account. You agree to provide accurate, complete, and up-to-date information for your account. You are responsible for maintaining the confidentiality of your account credentials and are solely responsible for all activities occurring under your account.

User Conduct

You agree to use the Services in compliance with all applicable laws, regulations, and these Terms. You will not engage in any activity that interferes with or disrupts the Services, infringes on the rights of others, or violates any applicable laws or regulations. Graduated reserves the right terminate any account at the discretion of the company.

Use of Service

You may use our website and course only for lawful purposes and in accordance with these Terms. You agree not to use the service for any illegal or unauthorized purpose or in any way that violates these Terms. You may not modify, reproduce, distribute, or sell any content on our website or in our course without our written permission.

Payment and Refunds

Payment is required to access our paid course. We accept various payment methods and may change our payment methods at any time. We do not offer refunds for our course unless otherwise stated in writing.

Intellectual Property

All content on our website and in our course, including text, graphics, logos, images, and software, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use our content without our written permission.


We respect your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for information on how we collect, use, and disclose your information.


You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our website or course or your violation of these Terms.

Disclaimer of Warranties

We make no representations or warranties about the accuracy, completeness, or reliability of the information on our website or in our course. The service is provided “as is” and we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

We will not be liable for any damages arising from your use of our website or course, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

Governing Law and Jurisdiction

These Terms are governed by the laws of [insert governing law] without regard to its conflict of law provisions. Any dispute arising under or relating to these Terms shall be resolved exclusively by the state and federal courts located in [insert jurisdiction].

Changes to Terms of Service

Graduated reserves the right to modify or update these Terms at any time and without prior notice. Any changes will be effective immediately upon posting to the website. Your continued use of the Services constitutes your acceptance of the revised Terms.

Contact Us

If you have any questions or concerns about these Terms, please contact us at support@graduated.com.